The rapid expansion of digital commerce has transformed the nature of contractual relationships, leading to the widespread use of standard form contracts in online consumer transactions. These pre-drafted agreements, commonly used in e-commerce platforms, banking services, insurance policies and digital applications, are generally offered on a “take-it-or-leave-it” basis, leaving consumers with little or no opportunity to negotiate contractual terms. While such contracts promote commercial efficiency and convenience, they simultaneously raise concerns regarding fairness, transparency and unequal bargaining power. The present study critically examines the effectiveness of Indian consumer protection laws in addressing the challenges posed by standard form contracts in the digital era. The research adopts a doctrinal and analytical methodology by examining statutory provisions, judicial decisions and Law Commission reports relating to digital consumer contracts. Particular emphasis is placed upon the Indian Contract Act, 1872, the Consumer Protection Act, 2019 and Section 2(46) concerning unfair contracts. The study further analyzes the doctrine of unequal bargaining power, the doctrine of contra proferentem and landmark judicial decisions aimed at protecting consumers from unfair contractual terms. The paper concludes that although Indian law provides certain safeguards, the existing framework remains fragmented and insufficient to effectively regulate complex digital contracts, thereby necessitating comprehensive consumer-centric legal reforms.